Injured in a car accident?

We take car accident cases on a contingency fee, so there is no upfront fee or cost to you and no charge for the initial consultation. We are paid a percentage of the recovery, and if we do not recover money for you, you owe us no attorney fee. The specific percentage and how case costs are handled are set out in a written fee agreement that you read and sign before we represent you.

Honestly, nobody can tell you over the phone. It depends on the severity and permanence of your injuries, your medical expenses and lost income, how clear fault is, your own share of fault, and the single biggest limiter, how much insurance coverage actually exists. A claim worth a million dollars against a driver carrying $25,000 in coverage may only reach the available policies. We look at all of it before we give you a range.

For motor vehicle injury claims, two years from the date of the crash or from the last PIP payment made on your behalf, whichever is later. That is longer than Kentucky's general one-year personal injury deadline, but it is easy to misjudge, and the exceptions are fact-specific. Wrongful death claims run on shorter and more complicated deadlines. If you are unsure how much time is left, call us today rather than next month.

KRS 304.39-230; compare KRS 413.140

Usually yes. Kentucky is a choice no-fault state, so unless you rejected it in writing, your own Personal Injury Protection coverage pays first for medical bills and lost wages, with basic PIP at $10,000. Using your PIP is not "suing yourself" and it does not stop you pursuing the at-fault driver once you clear the tort threshold.

KRS 304.39-020, 304.39-060

You may still recover. Kentucky follows pure comparative fault, so there is no percentage that automatically bars you, unlike states that cut you off at 50 or 51 percent. Your damages are reduced by your share of the blame. This is exactly why adjusters push for a recorded statement early, and why it is worth talking to a lawyer before you give one.

KRS 411.182; Hilen v. Hays, 673 S.W.2d 713 (Ky. 1984)

Then we look to your own uninsured and underinsured motorist coverage. Kentucky does not require you to carry it, but every insurer has to offer it, and if you bought it, it can cover medical bills, lost wages, lost earning capacity and pain and suffering when the at-fault driver cannot. Reviewing your declarations page is one of the first things we do.

Talk to a lawyer first. An early offer often arrives before anyone knows whether your injury is permanent, and accepting it typically requires signing a release that ends your claim for good, including for treatment you have not had yet. There is no cost to having us look at the offer before you sign anything.

Only once your injuries clear Kentucky's tort threshold. That means more than $1,000 in medical bills, or a permanent disfigurement, a broken weight-bearing bone, a compound or comminuted fracture, the loss of a body member, a permanent injury, or death. Until then, your own PIP coverage pays first for medical bills and lost wages. Whether your crash clears the threshold is one of the first things we check, and the call is free.

KRS 304.39-060

Yes. People search for a car wreck attorney, a car accident lawyer, an auto accident attorney or a car crash lawyer, and they all mean the same thing: a personal injury lawyer who handles motor vehicle claims. That is the work our Kentucky car accident lawyers do every day, from rear-end, head-on and side-impact crashes to hit-and-runs and wrecks caused by drunk or distracted drivers.

Yes. Our main office is in Lexington, we have a second Kentucky office in Bowling Green, and we represent people hurt in car and auto accidents across the state. Where the wreck happened does not change the first call: it is free, and we will tell you honestly whether you appear to have a claim.